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Kisan Vikas Patra (KVP)

Post office KVP calculator

Kisan Vikas Patra doubles the amount you invest. At today’s rate of 7.5% it doubles in 115 months.

  • Doubles in 115 months at 7.5%
  • From ₹1,000, in multiples of ₹100, no upper limit
  • The doubling period is fixed on the day you invest

At maturity

₹2,00,000

Interest rate
7.5% a year
Matures in
May 2036
Doubles in
115 months
Amount + interest
₹2,00,000

Agent commission (0.5%) ₹500

For post office agents

Every TD, MIS, NSC and KVP of your customers, in one app

RD Agent’s Small Savings (SAS) records each investment, warns you before it matures, shows the interest due this week and the commission you earn — right next to your RD collection.

  • Maturity and interest alerts
  • Commission expected, received and due
  • Families, nominees and joint holders
  • Your customers imported from Excel

Kisan Vikas Patra (KVP) interest rate by date

Invested from Rate a year Doubles in
1 April 2023 7.5% 115 months
1 January 2023 7.2% 120 months
1 October 2022 7% 123 months
1 April 2020 6.9% 124 months
1 July 2019 7.6% 113 months
1 October 2018 7.7% 112 months
1 January 2018 7.3% 118 months
1 July 2017 7.5% 115 months
1 April 2017 7.6% 113 months
1 October 2016 7.7% 112 months
1 April 2016 7.8% 110 months

Rates as notified by the Ministry of Finance (National Savings Institute). The rate of the day of investment stays for the whole term.

Questions people ask

In how many months does KVP double?

115 months for KVP bought now (rate 7.5% a year).

What does ₹1,00,000 in KVP become?

₹2,00,000 after 115 months.

Does an old KVP double at the new rate?

No. A KVP keeps the doubling period of the day it was bought; the table below shows each period.

More post office calculators

An estimate: the post office’s own figures are final. This is not an India Post website.